Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number or other details to help you with your experience.

We collect information from you when you subscribe to a newsletter, fill out a form or enter information on our site.

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

      • To allow us to better service you in responding to your customer service requests.

      • To send periodic emails regarding your order or other products and services.

      • To follow up with them after correspondence (live chat, email or phone inquiries)

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

About Cookies

We use cookies on, More Time More You for a number of purposes. They help us to provide you with a good experience when you browse this website. They also allow us to improve my site and deliver to you a website you want to browse and enjoy. By continuing to browse the site, you agree to the use of cookies as detailed below.

First, what is a cookie?

A cookie is a small file of letters and numbers that I/we store on your browser or the hard drive of your computer. You can find more information about web cookies here: https://en.wikipedia.org/wiki/HTTP_cookie

We use the following cookies: (only add #4 on this list if your website shows ads)

• Strictly necessary cookies. These are cookies that are required for you to use the features available on this website. They include, for example, the ability to login and post a comment.
• Analytical/performance cookies.  These cookies allow us to recognize, track, and count the number of visitors who come to this website. They also allow us to track broken pages on the website and to count what visitors do when they click through the website.
• Functionality cookies. These cookies allow us to track and remember your preferences for our website. For example, we can personalized content for you, greet you by name and/or remember your preferences (for example, your choice of language or region).
  

We use two different kinds of cookies on this website: First party and third party cookies (both defined in detail on the wikipedia link above).

First-party cookies

These cookies are specifically about More Time More You and track your usage of this website. These cookies are considered essential for the website to operate correctly. These cookies, none of which capture personally identifiable information, include:

• Visitor ID – this cookie is a numeric value that identifies unique visitors and provides coherence and consistency to a site visit- it is anonymous and contains no personally identifying information;
• Page number – this cookie identifies the page you are on;
• Session ID – this cookie identifies your website session;
• Test – this cookie checks whether or not your browser supports cookies;

Third-party cookies

This website sets different types of third-party cookies to track usage, social sharing and more. These cookies are not under my/our control, and serve to help us understand the visitors who come to the website, as well as support our connection to other third party sites.  (Again, see the wikipedia page above for detailed explanations of third party services/cookies).

Included in our list of third-party cookies are the following services:

• Google Analytics –Google Analytics is used to collect data about website usage. This data does not include personally identifiable information. Data is stored anonymously for 12 months and per Google’s policies, this data is automatically deleted after 12 months. You can view Google’s Privacy Policy here: www.google.com/policies/privacy/

Your rights with cookies:

Cookies are set by many entities and may include the website’s owners/developers/managers, plugins, third-party providers, advertisers and anyone else who collects or uses the website’s data.

As a user of this (or any) website, you can block cookies by activating the setting on your browser that allows you to refuse the setting of some, or all cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of the site.

To learn how to block cookies, simply go to Google and type in “how do I block cookies” on whatever browser you use (Chrome, Firefox etc.) and you will find the details needed to block some or all cookies on your browser.

Additional data storage and privacy policy considerations

In addition to the non-personally identifiable data collected by cookies, this website also offers the ability to contact with us via contact forms, newsletter registration forms, downloadable ebooks, free downloadable gifts, webinars and other similar files.

To receive free gifts from this website, we require that you share your personal information consisting of your first and last name and your email address. In some cases we have additional optional fields to tell us about your goals. In most cases, information is gathered and stored in the website database or via a third-party service (ActiveCampaign).  All information gathered via any form on this website can be deleted upon request.

Information and informational items are provided in exchange for adding your email address and possibly your name, business and or website information to one of our mailing lists. All mailing lists are stored and executed via ActiveCampaign for the sole purpose of communicating information, as well as occasional marketing of services and products. Each mailing list will specifically detail what type of emails you may receive and possibly the frequency. You may unsubscribe from said email list(s) at any time by using the unsubscribe link provided in every email.

A copy of ActiveCampaign’s Privacy Policy can be found here:  https://www.activecampaign.com/privacy-policy/

My webinars are provided via WebinarNinja. Free webinars are provided in exchange for being placed on one of the aforementioned Mailchimp mailing lists. The privacy policy for WebinarNinja can be viewed at :  https://webinarninja.com/privacy

Any payments for any products or informational items are processed securely via PayPal. PayPal’s privacy policy is listed at : https://www.paypal.com/us/webapps/mpp/ua/privacy-full

Your information is never shared or sold to others for marketing purposes, and is only shared with third party services as necessary and explained above. If at any time you wish to opt out of communication, email, or to have your data deleted, please direct your request to the email, address and/or phone number below this policy.

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en

We have not enabled Google AdSense on our site but we may do so in the future.

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

Users can visit our site anonymously.

Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.

Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:

      • On our Privacy Policy Page

Can change your personal information:

      • By emailing us

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

It’s also important to note that we do not allow third-party behavioral tracking

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

We will notify you via email

      • Within 7 business days

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

      • Send information, respond to inquiries, and/or other requests or questions

      • Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

      • Not use false or misleading subjects or email addresses.

      • Identify the message as an advertisement in some reasonable way.

      • Include the physical address of our business or site headquarters.

      • Monitor third-party email marketing services for compliance, if one is used.

      • Honor opt-out/unsubscribe requests quickly.

      • Allow users to unsubscribe by using the link at the bottom of each email.

      • Follow the instructions at the bottom of each email.